BUSINESS OWNERS

You've been paying your Life Insurance premiums all these years from your own funds.

There's a better way. Your company pays it for you.

Relevant Life insurance is simply Life cover through your company for the personal benefit of your family. And it’s our passion.

With Relevant Life insurance your company pays the monthly premiums. Not you.
The premiums can be treated as an expense and are therefore tax-deductible helping reduce your Corporation Tax bill.
It’s the equivalent of large company Death-in-Service Benefit
It’s available to all Directors and employees of a Limited company
Perfect for small companies employing up to 10 staff or those consisting of either a sole Director or perhaps a husband & wife Director/Company Secretary holding
Why not use this tax-efficient personal cover as a staff retention benefit?

Highly tax-efficient Life Cover to ensure your loved ones receive a cash lump sum on your death to perhaps pay off your mortgage and provide the family with ongoing financial security into the future
The monthly premiums are paid through your Limited company as a tax-deductible expense and offset to reduce your annual Corporation Tax bill whilst providing your family with a personal ‘safety net’.
Typically covers up to 15-35x your annual income (including PAYE & dividends) depending on your age.
We may recommend setting the cover to run to your Pension age or up to age 75. At any point during the cover or if your company is closed down or you retire, you have the flexibility to ‘port’ your cover into a personal plan, at the same rate, so that you don’t lose it and perhaps reduce the cover to ensure that it remains affordable.
We will write all your cover in Trust. This ensures that the Benefits are paid free of Inheritance Tax to your loved ones.

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